Buy or Sell Real Estate Today

America's Real Estate Experts, is your local near me Northwest, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. We offer so much more value to you then just being awesome Real Estate Agents. Our 3 Companies, 1 Home Motto is a testament to our knowledge inside the entire Property Ownership Life Cycle. There is a HUGE benefit to having ONE Point of Contact who helps you buy your first home, guides you in the remodeling process, tailors advice to your specific needs ensuring a return on your investment, and when the time comes, listing your home back at the peak of the market. This streamlining of services SAVES YOU TENS-Of-THOUSANDS over your Property Ownership Lifetime! 

America's Real Estate Experts, is your local near me Chesterton, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. For many service members, veterans, and spouses, the VA home loan program is the best possible mortgage option Backed by the U.S. Department of Veterans Affairs, the VA home loan is designed to help active-duty military personnel and veterans achieve homeownership. Here is everything you need to know about qualifying for and using a VA home loan.

America's Real Estate Experts, is your local near me Chesterton, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses. VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs.

VA home loans offer competitive interest rates and terms and can be used to purchase a single-family home, condominium, multi-unit property, manufactured house or new construction.

America's Real Estate Experts, is your local near me Chesterton, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. Being able to buy a home without a down payment is the signature benefit of VA loans. This huge advantage has been part of the loan program since day one. Qualified Veterans can purchase without making a down payment, no matter how much home you are buying. Most other loan types will require a down payment, often at least 3% of the loan or more. Saving that kind of lump sum can take years for many Veterans and military families. VA buyers with plenty of cash for a down payment can also choose to invest that money elsewhere. 

America's Real Estate Experts, is your local near me Crown Point, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. VA loans have had the lowest average interest rate on the market for at least the last two years. Getting a lower rate can help Veterans qualify for a larger loan. Lower rates also translate to greater savings in both monthly payment and over the life of the loan. Let us help you get started today!

America's Real Estate Experts, is your local near me Munster, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. VA Loans offer flexible credit guidelines. VA loans were created to expand access to homeownership, and one of the ways they are still fulfilling that mission today is through more flexible and forgiving credit underwriting requirements. Credit score minimums vary by lender, but VA loans often have lower score requirements than other loan types. Most mortgage bankers who offer VA Loans seek a 620 and higher credit score. VA loans do not have a hard cutoff for debt-to-income ratio, and they typically have shorter waiting periods following negative credit events like bankruptcy or foreclosure.

America's Real Estate Experts, is your local near me Dyer, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. Financing a home purchase can come with a range of closing costs and fees. With VA loans, lenders are capped at how much they can charge a Veteran to originate and process a loan. Sellers in a VA transaction can pay all of a buyer's loan related closing costs and up to 4 percent of the loan amount in concessions. There are also some costs and fees VA buyers are not allowed to pay. Contact the Experts to learn more. 

America's Real Estate Experts, is your local near me St. John, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. With conventional loans, buyers who cannot make a 20% down payment usually have to pay for private mortgage insurance (PMI), an additional monthly cost that cuts into their buying power. FHA loans have both an upfront and a monthly form of mortgage insurance. VA loans do not require a down payment or mortgage insurance, which saves Veterans and helps boost their homebuying budget. Those are just a handful of benefits the VA loan offers buyers and homeowners. 

America's Real Estate Experts, is your local near me Lowell, Indiana and surrounding areas, Veteran First Home Buyer Program using VA Loan Real Estate Brokerage. Veterans Home Loans available. Veterans and service members must meet basic time-in-service and character of service requirements to be eligible for a VA home loan. Some surviving spouses also have VA loan eligibility. Active duty service members, Veterans and those serving in the National Guard and Reserves can all be eligible, along with select other groups. Generally, you can be eligible for a VA loan if you served: 90 consecutive days on active duty (wartime), 181 consecutive days on active duty (peacetime), 6 years in the Guard or Reserve, or 90 days under Title 32 orders (at least 30 of those days must be served consecutively) Lenders like Veterans United can help obtain your Certificate of Eligibility (COE), a formal document issued by the VA that confirms you meet the guidelines. Veterans do not need to get this document before starting the home loan process.